{"id":10442,"date":"2023-09-01T11:40:56","date_gmt":"2023-09-01T14:40:56","guid":{"rendered":"https:\/\/allende.com\/administrative\/virtual-wallets-must-return-to-customers-the-total-income-generated-by-their-deposits-09-01-2023\/"},"modified":"2024-07-11T15:58:53","modified_gmt":"2024-07-11T18:58:53","slug":"virtual-wallets-must-return-to-customers-the-total-income-generated-by-their-deposits","status":"publish","type":"post","link":"https:\/\/allende.com\/en\/banking\/virtual-wallets-must-return-to-customers-the-total-income-generated-by-their-deposits-09-01-2023\/","title":{"rendered":"Virtual wallets must return to customers the total income generated by their deposits"},"content":{"rendered":"<p>On August 24, 2023, the Central Bank of the Argentine Republic (\u201c<u>BCRA<\/u>\u201d) approved Communication \u201cA\u201d 7825, which establishes that payment service providers offering payment accounts (\u201c<u>PSPCP<\/u>\u201d) must fully pass on to their clients the compensation they receive for the balances in pesos of their clients&#8217; funds deposited in financial institutions.<\/p>\n<p>The decision taken by the BCRA reaches the funds deposited in the PSPCPs that, by decision of the clients, were not invested. In this sense, the regulations establishes that 100% of the client&#8217;s funds must be deposited in call deposit accounts in financial institutions. In this respect, 45% of these deposits may be integrated with National Treasury Bonds (&#8220;<u>Bonds<\/u>&#8220;). For now on, PSPCPs will be forced to transfer to their clients the returns generated by these Bonds.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>On August 24, 2023, the Central Bank of the Argentine Republic (\u201cBCRA\u201d) approved Communication \u201cA\u201d 7825, which establishes that payment service providers offering payment accounts (\u201cPSPCP\u201d) must fully pass on to their clients the compensation they receive for the balances in pesos of their clients&#8217; funds deposited in financial institutions. The decision taken by the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10440,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","footnotes":""},"categories":[49],"tags":[],"class_list":["post-10442","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Virtual wallets must distribute all profits.<\/title>\n<meta name=\"description\" content=\"The Central Bank of the Argentine Republic (\u201cBCRA\u201d) approved Communication \u201cA\u201d 7825 for virtual wallets.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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