{"id":12901,"date":"2024-05-22T09:48:06","date_gmt":"2024-05-22T12:48:06","guid":{"rendered":"https:\/\/allende.com\/?p=12901"},"modified":"2025-05-21T15:52:20","modified_gmt":"2025-05-21T18:52:20","slug":"modifications-to-the-insurance-products-technical-and-contractual-elements-approval-regime","status":"publish","type":"post","link":"https:\/\/allende.com\/en\/insurance\/modifications-to-the-insurance-products-technical-and-contractual-elements-approval-regime-05-22-2024\/","title":{"rendered":"Modifications to the insurance products, technical and contractual elements approval regime"},"content":{"rendered":"<p>By means of Resolution No. 197\/2024 (the \u201c<u>Resolution<\/u>\u201d),the Argentine Insurance Regulator (<u>the \u201cSSN\u201d<\/u>)has introduced several changes to section 23 of the General Insurance Activity Regime (the \u201c<u>RGAA<\/u>\u201d),\u201d), containing the guidelines and requirements for the commercialization of insurance plans, as well as technical and contractual elements, by insurance companies subject to the SSN\u2019s supervision.<\/p>\n<p>The main amendment made by the SSN is the implementation of a system called \u201c<em>Plan Deposit System<\/em>\u201d (Sistema de Dep\u00f3sito de Planes) Under this system, insurance companies may sell insurance contract terms and tariffs authorized by the SSN \u2013 if also included in the annex to section 23.2 of the RGAA \u2013 immediately after having deposited the corresponding product plan before the SSN, following the established requirements. To allow the presentation of insurance plans not included in the aforementioned annex, the Resolution also establishes that such plans shall be individually authorized through a presentation under the same requirements set forth for the Plan Deposit System.<\/p>\n<p>Along with the new regulations regarding insurance plans, the Resolution also modifies the Great Risks policy emission regime to include policies with a sum insured of more than AR$ 5.000.000.000 (five billion pesos), changing the former threshold of AR$ 250.000.000 (two-hundred and fifty million pesos). Although it is still required that such insurance policies neither consist of Personal Insurance products nor have been approved by the SSN (as of the Resolution, through the Plan Deposit System or the individual authorization), the pre and post policy emission requirements are also modified.<\/p>\n<p>Finally, the Resolution reforms the guidelines for microinsurance products and updates the list of general uniform conditions of mandatory use for insurance products contained in annex of section 23.6 of the RGAA, including the general resolutions which were not previously added.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>By means of Resolution No. 197\/2024 (the \u201cResolution\u201d),the Argentine Insurance Regulator (the \u201cSSN\u201d)has introduced several changes to section 23 of the General Insurance Activity Regime (the \u201cRGAA\u201d),\u201d), containing the guidelines and requirements for the commercialization of insurance plans, as well as technical and contractual elements, by insurance companies subject to the SSN\u2019s supervision. The main [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":12899,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","footnotes":""},"categories":[172],"tags":[],"class_list":["post-12901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Modifications to the insurance products, technical and contractual elements approval regime - Allende &amp; Brea - Estudio Jur\u00eddico<\/title>\n<meta name=\"description\" content=\"By means of Resolution No. 197\/2024 (the \u201cResolution\u201d),the Argentine Insurance Regulator (the \u201cSSN\u201d)has introduced several changes to section 23 of the\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/allende.com\/en\/insurance\/modifications-to-the-insurance-products-technical-and-contractual-elements-approval-regime-05-22-2024\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Modifications to the insurance products, technical and contractual elements approval regime - 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