Allende & Brea‘s banking and finance team has a solid track record in advising financial institutions, multilateral organizations, companies from various sectors, investment funds, and other market players. We actively participate in the most relevant, complex, and innovative financial transactions in the country, providing comprehensive legal advice both locally and internationally.
Our team combines in-depth knowledge of the Argentine regulatory framework with extensive experience in cross-border transactions, including collaborations with international firms in initial public offerings, ADR issuances, and other international placements. In addition to our leading role in complex transactions, we offer highly specialized advice on financial regulation, being a reference in matters related to the Central Bank of Argentina (BCRA) and the National Securities Commission (CNV), including issues related to the exchange regime, the Financial Information Unit (UIF), and other financial system supervisory bodies.
Our firm has played an active role in the evolution of the local regulatory framework applicable to financial institutions, fintechs, digital payments (transfers 3.0), electronic wallets, open finance, and virtual assets, generating opportunities for dialogue with regulatory agencies and the market.
Our practice covers a wide range of services.
Banking regulation
- Incorporation and authorization of financial institutions.
- Authorization of branches and representative offices of foreign institutions.
- Design of banking and financial products and changes of control.
- Mergers and acquisitions of regulated institutions.
- Foreign exchange and foreign trade regulations.
- Representation and defense in summary proceedings.
- Defense and monitoring of financial summary proceedings and those of the CNV.
- Open Banking.
- Bank secrecy and key regulatory aspects.
Financing
- •Derivatives and structured financial transactions.
- Foreign trade financing.
- Issuance of subordinated debt, negotiable obligations, and securities of financial institutions.
- Financial loans, syndicated loans, with or without collateral.
- Structured and project financing.
- Debt restructuring and bank reorganizations.
- Leasing, trusts, and real estate and agricultural financing.
- Acquisition of performing and distressed credit portfolios.
- Import financing, advances, and export pre-financing.
- Public debt (national, provincial, and municipal).
- Financial loans, syndicated loans, with or without collateral.
Payments industry
- Advising issuers, processors, and credit and payment card systems.
- Establishment of payment institutions.
- Mergers and acquisitions of regulated entities.
- Open finance, partnerships, and exit processes.
- Key regulatory aspects.
Fintech
- Incorporation, licensing, and changes of control.
- Product development and strategic partnerships.
- Acceleration and incubation programs.
- Seed investments and venture capital rounds.
- Regulatory compliance in innovative environments.
Cryptoassets
- Authorizations and registrations of virtual asset service providers with the CNV.
- Product design and partnerships.
- Regulatory aspects applicable to crypto assets and blockchain technology.
Capital markets
- Debt and equity issuance with public offerings.
- Product structuring and exchange schemes.
- Advice on International Payment Facilitators and EFX.
We actively participate in key industry organizations, such as the International Bar Association’s Banking Law Committee, the Argentine Bankers Association’s Committee of Bank Lawyers, and the Buenos Aires Bar Association’s Committee on Financial Institutions, Securities Markets, and Capital Markets.
Recognized by leading legal rankings such as Chambers Global, Chambers Latin America, Chambers Fintech, The Legal 500, LACCA Approved, Lexology, IFLR 1000, and Latin Lawyer, our team members also bring an international perspective, thanks to their training and experience abroad, including positions at leading global financial institutions.
Thanks to our multidisciplinary approach, strategic vision, and commitment to excellence, we are considered leaders in the Argentine financial legal market.
